2025 SSDI Payments: January Schedule and COLA Adjustment Details

According to Vibes.okdiario , The Social Security Administration (SSA) has completed issuing the December payments to SSDI recipients who began receiving disability benefits before May 1997. These recipients, along with those on Supplemental Security Income (SSI), received their payments on December 3, 2024. However, for those who began collecting disability benefits after April 30, 1997, and were born between the 1st and 10th of any month, their SSDI payments were issued on December 11, 2024.

Looking ahead, SSDI recipients should prepare for their January 2025 payments. The average payment for January will be approximately $1,580, which reflects a $38 increase over 2024’s amount. If your disability check is lower than average, you can expect a smaller increase. For example, if your monthly check is $500, your new amount after the cost-of-living adjustment (COLA) will be $512.50.

SSDI Payment Schedule for January 2025

The first SSDI payment for 2025, reflecting a 2.5% COLA increase, will be issued on January 3, 2025, which is also the first payment of the year. Following that, there will be additional payments for SSDI recipients based on their birthdates:

  • January 3, 2025: SSDI recipients who began receiving benefits before May 1997 or those on SSI at the same time.
  • January 8, 2025: SSDI recipients born between the 1st and 10th of the month.
  • January 15, 2025: SSDI recipients born between the 11th and 20th.
  • January 22, 2025: SSDI recipients born between the 21st and 31st.

Also Read – Retirees Set to Receive $1,927 Social Security Benefit This Week

SSDI Eligibility and Payment Amounts for January 2025

To qualify for SSDI, you must have worked long enough and paid sufficient payroll taxes. SSDI is available to individuals who are unable to work for more than a year due to a medical condition. If you have never worked or do not have enough work credits, you would need to apply for Supplemental Security Income (SSI) instead.

For January 2025, the maximum SSDI payment will rise to $4,018, up from $3,822 in 2024. The average SSDI payment is expected to be $1,580, but the exact amount varies depending on your work history, earnings, and the age at which you filed for benefits. Each recipient’s payment will differ based on these factors.

Alton Walker

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